NPS is more of a retirement solution than an investment solution. It invests partially in equities but the lock in period is till the retirement age of 60. This may be restrictive for young investors who are aiming for higher returns in a relatively medium period time. If you are… Continue reading
Pension plans offered by Mutual Funds do not get as much of mention, compared to the other retirement planning solutions like PPF, Insurance Plans etc. This is surprising, since the 5 to 10 year investment returns from mutual fund pension plans are quite good. UTI Retirement Benefit Pension Fund was… Continue reading
Advantages of Mutual Fund Pension Plans : With higher allocation to equities (around other products), mutual funds pension plans can generate superior returns in the long run compared to other products like PPF, NPS, insurance plans etc Due to higher returns, Mutual fund pension plans offer a hedge against inflation… Continue reading
Pension plans offered by Mutual Funds do not get as much of mention, compared to the other retirement planning solutions. These funds are similar in nature to balanced funds, in that the portfolio has both a debt and an equity component. However, unlike balanced funds the equity exposure and portfolio… Continue reading
A pension plan is an annuity product which generates income during retirement. At a very high level there are two types of pension plans: Immediate annuity plans: These plans start paying fixed annuities from day one. These plans are preferred by investors who receive a large sum as superannuation benefit… Continue reading