Every health insurance company offering cashless insurance has a tie up with a number of hospitals which fall under their PPN (Preferred Provider Network). Cashless facilities can be availed at any hospital falling in the PPN of your insurance company. To avail these services, the insured is required to fill… Continue reading
Here are the three reasons why cashless health insurance should be adopted by every family: Reduces tension in face of medical emergencies – In case of an emergency, the insured is not required to make any major payments towards hospitalization from his pocket. As a result of tie-ups with hospitals,… Continue reading
Think of the insurance as a tool to manage your financial risks in the future. We are living in an age where providing for your loved ones, even if you are not around, has become possible and so easy by just buying an insurance policy. In fact, ask yourself that… Continue reading
If your car is brand new, a zero depreciation rider is a worthwhile investment. Many opine that zero depreciation works only for new drivers because they are more likely to dent or damage their car. However, even the most careful drivers are involved in accidents, often because the other guy… Continue reading
Clearly, the zero depreciation rider has its advantages over standard coverage. But every good thing has its costs. To begin with, a policy that offers zero depreciation will cost more close to 20 percent more than your standard no-frills policy. This means that you are paying a substantially higher premium to ensure… Continue reading
The most obvious difference is that a zero depreciation cover promises full settlement coverage; depreciation will not make a dent here. On the other hand, standard comprehensive cover i.e a plan that does not offer zero depreciation will make estimations based on the ‘current value’ of your vehicle. ‘Current value’ factors in… Continue reading
As the term implies, zero depreciation cover promises comprehensive coverage without factoring in for depreciation. If your car is damaged following a collision, for instance, and you file a claim, the insurer will cover the entire cost.
There is a perception among some people that if you are single you do not need life insurance. On the face of it, the logic seems to make sense. Since single people do not have spouse and children to provide for in the event of an untimely death, life insurance… Continue reading
Lots of people choose the profession of an insurance advisor. Some people treat selling insurance as a part time vocation, while others choose it as a full time career. Irrespective of part time or full time nature of the occupation, there are some important attributes that successful insurance agents should… Continue reading
After retirement capital protection, income and health insurance are important financial objectives. Though capital protection is an objective after retirement, with increasing life spans and high inflation, equities, appropriately weighted in your asset allocation, should continue to form a part of your investment portfolio. Having said that, at this stage… Continue reading