Tag Archives: Investment

Debt funds, as a category, include liquid, ultra short-term, short-term, income accrual, dynamic bond, and gilt funds. It also includes all debt-oriented funds as MIPs and other hybrid non-equity funds. International funds and gold funds also follow the same taxation as debt funds. For these funds, short-term is a holding… Continue reading →

Taxation rules on equity and equity-oriented funds are fairly simple. A holding period of more than 12 months qualifies as long-term holding; less than that is short term. Equity-oriented funds have no tax on long-term capital gains; i.e., if you sell your fund after 12 months from the date you… Continue reading →

Capital gain is simply the profit on your investment when you sell your mutual fund units. It is the difference between the market value of your mutual fund units at the time of sale and the cost of such units. The gains come in from the appreciation in your fund’s… Continue reading →

In India, bank fixed deposit rate is hovering around 7.5%-9% per annum. Senior citizen will get 0.5% extra. So,100 rupees will become at max 110 rupees in fixed deposit. Now consider inflation. Officially inflation rate is hovering around 7%-8% in India. But calculate your household expense per month. You will… Continue reading →

Gold ETF’s are special type of ETF’s (Exchange traded funds) , ETF are not covered here , but view them as open ended mutual funds , which are traded on stock exchange just like normal stocks. You can buy units on Stock Exchange , each unit is equivalent to one… Continue reading →

Gold Funds are mutual funds which invests in stocks of companies engaged in gold mining & production . They do not buy gold directly but invests in stocks of companies engaged in gold mining and production world over. When gold prices rise, the profitability of gold companies tends to increase… Continue reading →