Is it better choice to exit from stocks and park that fund in Fixed Deposit right now?

In India, bank fixed deposit rate is hovering around 7.5%-9% per annum. Senior citizen will get 0.5% extra. So,100 rupees will become at max 110 rupees in fixed deposit. Now consider inflation. Officially inflation rate is hovering around 7%-8% in India. But calculate your household expense per month. You will find if it requires Rs-100 to cover your household expense right now then after 1 year that same expense will shoot up to Rs-110-112. Approx 10% to 12% increase annually. You may take help of back calculation. Calculate how much it was cost for your lunch/dinner 1 year back and how much it costs today. You will find why I am saying 10%-12% increase due to inflation. Now,if your fixed deposit earn 7.5% to 9% (max 10%) annually, then you will end up with negative return.!!! (Fixed deposit is not Tax-free.)